Aflac Insurance Practice Exam 2026 - Free Insurance Practice Questions and Study Guide

Indemnity dental plans categorize services into preventive, basic, and major. Major treatments are the more extensive, costly restorations or replacements. Dentures fit that category because they are a prosthetic appliance that replaces missing teeth, require fabrication, fitting, and ongoing maintenance, and involve a substantial overall cost. Cleaning is preventive and typically covered at a high rate or fully; braces are orthodontic and often not included in standard indemnity coverage; root canal therapy’s classification can vary by plan, but dentures clearly align with the major-services tier.